/* =========================================
   BUILDERS PAGE — additional styles
   Inherits all tokens and base from styles.css
   ========================================= */

/* Active nav link */
.nav__link--active {
  color: var(--gold) !important;
}

/* =========================================
   BUILDER HERO
   ========================================= */
.b-hero {
  position: relative;
  background: var(--forest-dark);
  padding: 88px 0 104px;
  overflow: hidden;
}

.b-hero__bg {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(ellipse at 5% 70%, rgba(28,58,37,0.6) 0%, transparent 50%),
    radial-gradient(ellipse at 90% 20%, rgba(196,154,60,0.06) 0%, transparent 45%);
  pointer-events: none;
}
.b-hero__bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M40 5 L75 75 L5 75 Z' stroke='rgba(255,255,255,0.02)' stroke-width='1' fill='none'/%3E%3C/svg%3E");
  background-size: 160px 160px;
}

.b-hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 72px;
  align-items: center;
}

.b-hero__text h1 {
  font-family: var(--font-serif);
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 700;
  color: var(--white);
  line-height: 1.08;
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}
.b-hero__text h1 span { color: var(--gold); }

.b-hero__sub {
  font-size: 17px;
  color: rgba(255,255,255,0.6);
  line-height: 1.75;
  margin-bottom: 32px;
  max-width: 520px;
}

.b-hero__checks {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 36px;
}
.b-hero__check {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
}
.b-hero__check svg { color: var(--gold); flex-shrink: 0; }

/* Stat card */
.b-hero__card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.b-hero__card-label {
  background: var(--gold);
  color: var(--forest-dark);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 12px 24px;
}
.b-stat-list {
  display: flex;
  flex-direction: column;
}
.b-stat {
  padding: 22px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  display: flex;
  align-items: center;
  gap: 20px;
}
.b-stat:last-child { border-bottom: none; }
.b-stat strong {
  font-family: var(--font-serif);
  font-size: 28px;
  font-weight: 700;
  color: var(--white);
  flex-shrink: 0;
  min-width: 72px;
}
.b-stat span { font-size: 13px; color: rgba(255,255,255,0.5); line-height: 1.4; }

/* =========================================
   HOW IT WORKS (builder version)
   ========================================= */
.b-how {
  padding: 104px 0;
  background: var(--cream);
}

.b-how__steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  align-items: start;
  gap: 0;
}

.b-how__step { text-align: center; padding: 0 8px; }

.b-how__icon {
  width: 64px;
  height: 64px;
  background: var(--forest);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  margin: 0 auto 20px;
  box-shadow: 0 4px 16px rgba(28,58,37,0.3);
}

.b-how__step h3 {
  font-family: var(--font-serif);
  font-size: 19px;
  font-weight: 700;
  color: var(--forest);
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}
.b-how__step p { font-size: 13.5px; color: var(--text-muted); line-height: 1.7; }

.b-how__connector {
  width: 40px;
  height: 2px;
  background: var(--forest-border);
  margin-top: 32px;
  flex-shrink: 0;
}

/* =========================================
   WHO WE PARTNER WITH
   ========================================= */
.b-criteria {
  padding: 104px 0;
  background: var(--forest);
  border-top: 1px solid rgba(255,255,255,0.04);
}

.b-criteria__inner {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 80px;
  align-items: start;
}

.b-criteria__text .section-eyebrow { text-align: left; color: var(--gold); }
.b-criteria__text h2 {
  font-family: var(--font-serif);
  font-size: clamp(28px, 3.5vw, 40px);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 20px;
  line-height: 1.1;
  letter-spacing: -0.01em;
}
.b-criteria__text p {
  font-size: 15px;
  color: rgba(255,255,255,0.5);
  line-height: 1.75;
  margin-bottom: 16px;
}

.b-criteria__cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.b-criteria__card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
  padding: 28px 24px;
  transition: background 0.2s, border-color 0.2s;
  position: relative;
  overflow: hidden;
}
.b-criteria__card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s;
}
.b-criteria__card:hover {
  background: rgba(255,255,255,0.07);
  border-color: rgba(255,255,255,0.14);
}
.b-criteria__card:hover::before { transform: scaleX(1); }

.b-criteria__card h4 {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}
.b-criteria__card p {
  font-size: 13.5px;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
}

/* =========================================
   APPLICATION FORM
   ========================================= */
.b-apply {
  padding: 104px 0;
  background: var(--cream-dark);
  border-top: 1px solid var(--cream-border);
}

.b-apply__inner {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 80px;
  align-items: start;
}

.b-apply__text .section-eyebrow { text-align: left; }
.b-apply__text h2 {
  font-family: var(--font-serif);
  font-size: clamp(26px, 3.5vw, 38px);
  font-weight: 700;
  color: var(--forest);
  margin-bottom: 20px;
  line-height: 1.1;
  letter-spacing: -0.01em;
}
.b-apply__text p {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.75;
  margin-bottom: 32px;
}

.b-apply__assurances {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.b-assurance {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
}
.b-assurance svg { color: var(--forest); flex-shrink: 0; }

/* Form wrapper */
.b-apply__form-wrap {
  background: var(--white);
  border: 1px solid var(--cream-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.b-apply__form-wrap form { padding: 0; }

.b-form-section {
  padding: 28px 32px;
  border-bottom: 1px solid var(--cream-border);
}
.b-form-section:last-of-type { border-bottom: none; }

.b-form-section__title {
  font-family: var(--font-serif);
  font-size: 15px;
  font-weight: 700;
  color: var(--forest);
  letter-spacing: -0.01em;
  margin-bottom: 18px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--cream-border);
}

.b-apply__form-wrap .btn--submit {
  margin: 24px 32px 0;
  width: calc(100% - 64px);
}

.b-apply__form-wrap .form-disclaimer {
  margin: 12px 32px 24px;
}

/* =========================================
   RESPONSIVE
   ========================================= */
@media (max-width: 1024px) {
  .b-hero__inner { grid-template-columns: 1fr; gap: 48px; }
  .b-hero__card { max-width: 480px; }
  .b-how__steps { grid-template-columns: 1fr; }
  .b-how__connector { width: 2px; height: 28px; background: var(--forest-border); margin: 0 auto; }
  .b-how__step { text-align: left; display: flex; align-items: flex-start; gap: 20px; }
  .b-how__icon { flex-shrink: 0; margin: 0; }
  .b-criteria__inner { grid-template-columns: 1fr; gap: 48px; }
  .b-apply__inner { grid-template-columns: 1fr; gap: 48px; }
}

@media (max-width: 768px) {
  .b-criteria__cards { grid-template-columns: 1fr; }
  .b-apply__form-wrap .btn--submit { margin: 20px 20px 0; width: calc(100% - 40px); }
  .b-apply__form-wrap .form-disclaimer { margin: 10px 20px 20px; }
  .b-form-section { padding: 22px 20px; }
}

@media (max-width: 560px) {
  .b-stat strong { font-size: 22px; min-width: 60px; }
  .b-hero__text h1 { font-size: 34px; }
}